Hi everyone,

Pretty new to crypto so I apologize in advance if any of this is wrong. Anyways, I currently have funds in bitcoin and solana and I regularly put money into both. Initially my goal was to use this as another form of savings as I work towards a down payment, as I’ve learned more the plan is now to keep investing long term, but short term-ish I plan to take out a decent bit when it comes time to pull out some funds for a down payment. Would there be any benefit to staking vs just holding and seeing what kind of gains happen over the next months (hoping to buy a house Q1 next year).

I don’t day trade or really even think twice about the funds I put in here so the anxiety of seeing the price go up and down doesn’t really phase me but it seems that if I just hold, the returns are better but riskier. If I stake, it’s still better returns than any banks, much safer and I can somewhat guesstimate returns over time?

Also, since I have funds in bitcoins I could let that ride and see whatever the returns may be while I stake solana to be on the safer side?

Or, do I stake half my solana and let the other half ride?

Again, I apologize if I don’t make sense or seem confused - I likely am. I am educating myself as much as possible as I go! I did read a few linked articles in other posts from one of the seemingly well known staking educators and validators but I am still struggling to grasp the right move, if there is one.

Thanks in advance!